Debt & Credit

Straightforward advice on managing debt and understanding your credit.

Updated daily  ·  16 stories
A Year-by-Year Look at How Credit Scores Are Built Over Time
Debt & Credit

A Year-by-Year Look at How Credit Scores Are Built Over Time

Credit history length matters. See how responsible borrowing habits accumulate into a stronger score across months and years.

By Money & Finance Editorial Team · Feb 19, 2025 · 8 min read

Latest In Debt & Credit

Before You Miss a Payment: Steps Worth Taking First
Debt & Credit

Before You Miss a Payment: Steps Worth Taking First

Money & Finance Editorial Team · Dec 26, 2024 · 6 min read
Building Credit Without Taking on Unnecessary Debt
Debt & Credit

Building Credit Without Taking on Unnecessary Debt

Money & Finance Editorial Team · Apr 19, 2023 · 7 min read
Common Credit and Debt Terms, Defined Simply
Debt & Credit

Common Credit and Debt Terms, Defined Simply

Money & Finance Editorial Team · Jun 7, 2025 · 5 min read
Credit Card vs. Personal Loan for Paying Off Debt
Debt & Credit

Credit Card vs. Personal Loan for Paying Off Debt

Money & Finance Editorial Team · Apr 17, 2024 · 6 min read
Credit Scores Demystified: What the Number Actually Measures
Debt & Credit

Credit Scores Demystified: What the Number Actually Measures

Money & Finance Editorial Team · Feb 21, 2023 · 8 min read
Credit Utilization: The Ratio That Quietly Shapes Your Score
Debt & Credit

Credit Utilization: The Ratio That Quietly Shapes Your Score

Money & Finance Editorial Team · Apr 4, 2025 · 7 min read
Debt Avalanche vs. Debt Snowball: Choosing a Payoff Strategy That Fits Your Life
Debt & Credit

Debt Avalanche vs. Debt Snowball: Choosing a Payoff Strategy That Fits Your Life

Money & Finance Editorial Team · Aug 24, 2023 · 5 min read
Debt Consolidation: What It Actually Does (and What It Doesn't)
Debt & Credit

Debt Consolidation: What It Actually Does (and What It Doesn't)

Money & Finance Editorial Team · Oct 12, 2024 · 6 min read
Managing Debt on a Variable Income: What Changes When Your Pay Isn't Predictable
Debt & Credit

Managing Debt on a Variable Income: What Changes When Your Pay Isn't Predictable

Money & Finance Editorial Team · Jun 15, 2023 · 5 min read
Secured vs. Unsecured Debt: Key Differences That Matter When You Borrow
Debt & Credit

Secured vs. Unsecured Debt: Key Differences That Matter When You Borrow

Money & Finance Editorial Team · Dec 30, 2024 · 5 min read
The Difference Between a Hard Inquiry and a Soft Inquiry
Debt & Credit

The Difference Between a Hard Inquiry and a Soft Inquiry

Money & Finance Editorial Team · Feb 26, 2023 · 7 min read
Things That Won't Hurt Your Credit Score (But Many People Assume Will)
Debt & Credit

Things That Won't Hurt Your Credit Score (But Many People Assume Will)

Money & Finance Editorial Team · May 14, 2024 · 6 min read
Understanding Debt: A Plain-Language Starter Guide for First-Time Borrowers
Debt & Credit

Understanding Debt: A Plain-Language Starter Guide for First-Time Borrowers

Money & Finance Editorial Team · Dec 22, 2024 · 8 min read
Why Paying Only the Minimum on a Credit Card Is So Costly
Debt & Credit

Why Paying Only the Minimum on a Credit Card Is So Costly

Money & Finance Editorial Team · Mar 15, 2026 · 6 min read
Your Credit Report Has an Error—Here's What You Can Do About It
Debt & Credit

Your Credit Report Has an Error—Here's What You Can Do About It

Money & Finance Editorial Team · Mar 20, 2023 · 7 min read

Top Writers In Debt & Credit

Money & Finance Editorial Team
Money & Finance Editorial Team
Staff Writer