Embarking on a cruise journey promises an adventure and a convenient way to explore the world’s oceans and destinations. However, for people who do not take cruise trips often, the experience can come with all kinds of surprises—positive and negative. Issues may arise, ranging from cabin confinement to unplanned itinerary changes. Normal travel insurance won’t cover these problems, so getting cruise insurance is a wise choice to prevent such issues from affecting one’s travel experience. Last-minute cancellations are covered In most cases, a cruise line will not refund the travel cost to people who cancel their trip at the last minute. Even if travelers have a family emergency and must cancel their trip, many cruise lines won’t refund them. Most companies tend to give a partial refund if travelers cancel their tickets less than 75 days from their sailing date. This means that individuals will likely lose a lot of money if they cannot avoid last-minute cancellations of their cruise trips. Cruise insurance companies help cover the costs of last-minute cancellations for travelers. This insurance acts as a safety net for travelers with unavoidable emergencies who must cancel their cruise holidays close to the boarding date. Insurance covers missed boats Ports and docking bays are often far away from cities and towns.