While planning medical expense coverage, many tend to focus solely on health insurance and not so much on dental plans. But this could be a mistake, as dental treatments can be expensive. So, if the need ever arises, a good dental coverage plan can help one save a lot of money on getting dental work done. However, to find the right plan, it is essential to avoid rushing the process and making the following mistakes: 1. Not checking discount calculation One of the most common mistakes while choosing a dental plan is not asking the insurance provider how they calculate the discount rates. For instance, if one approaches an insurance company that claims to offer a 30% dental discount. While this may seem like a great offer, it might not necessarily be accurate. This is because the provider might advertise the best-case discount in one particular location and not the average rate of discounts dentists accept for their services. Plus, not all insurance companies calculate the discounts in the same way. So before choosing a plan, it is very important to ask the company to explain their discount rates clearly. 2. Only focusing on low premium rates While choosing a dental plan, it can be tempting to choose one with the lowest premium rates.