The use of cash for transactions has slowly declined. Moreover, it has been replaced by other payment options, with debit cards being the most preferred choice. A debit card is typically linked to one’s current account and lets users swipe it at stores to purchase products or services. It also offers a range of benefits to its users. The key to grabbing the best offers will depend on the type of card one has. 1. Empower Debit Card The Empower debit card has a monthly maintenance fee of about $8 but a $0 minimum deposit requirement. Additionally, customers can earn up to 10% cash back on purchases and a 0.01% APY. Customers can use the accumulated rewards to balance the $8 monthly fee. 2. ACE Elite® Visa® Prepaid Debit Card (Pay As You Go) Those who are not frequent users of prepaid debit cards could consider this pay-as-you-go ACE Elite® Visa® Prepaid debit card. There are no monthly fees with this card, and there are no fees for international withdrawals. Customers also get early access to direct deposits. Empower also gives customers a 14-day free trial. 3. Bank of America Debit Card A debit card from the Bank of America offers customizability for those looking to earn cash-back rewards on most purchases.